If And If

Though it’s early in the New Year
They’re already after tax
Though my “bottom line” is zero
And my Cards are at their max,
My T4 will tell the terrible truth
I just didn’t earn enough
For champagne taste and caviar
Instead of budgeting for stuff,
I tried to be a “fat cat”
And spent beyond my means
So, until the Piper’s paid
It’s baloney, eggs, and beans,
I overdid my limit
But shopping was such fun
I put Christmas on my “credit”
Not realizing what I’d done,
Now it all has come to roost
And its left me in a daze
I “charged” a fortune for the kids
They all had the iThing craze,
And just to please the Lady
I really feathered up her nest
Lots and lots of glitzy gifts
All nothing but the best,
My bank account is overdrawn
I fell off my fiscal cliff
If – I don’t rein my balance in
More -if – and … if and if!

D.C. Butterfield